About Atwood Home Loans
A Broker Who Works for You
Josh Atwood brings nearly two decades of mortgage expertise and a client-first approach to help homeowners across six states unlock the equity they've built.
Meet Joshua Atwood
Josh Atwood is a licensed mortgage broker at United American Mortgage Company with almost two decades of expertise in the mortgage industry. He entered the field in 2005 right after graduating from SDSU, starting as an assistant before spending five years at a title insurance company. In 2013, he returned to mortgages with a focus on business development and marketing — and for the past several years has been originating loans for a diverse clientele ranging from first-time buyers to seasoned real estate professionals.
A standout in his field, Josh served on the board of directors for the Orange County Association of Realtors and played an integral role on a top-performing team at the number one branch of his company. His track record reflects a deep-rooted passion for real estate and an unwavering commitment to delivering exceptional financial solutions.
What sets Josh apart is his client-centric approach — going above and beyond to secure tailored solutions that meet each borrower's unique needs. Whether guiding first-time buyers or assisting seasoned investors, Josh educates, advises, and provides unmatched personal support throughout the entire process.
What Sets Atwood Apart
Transparency First
No hidden fees, no bait-and-switch rates. You'll know exactly what you're getting before you sign anything.
Education Over Sales
Josh's goal is to help you make the right decision — even if that means a HELOC isn't the right fit for you right now.
100% Digital Process
Apply, upload documents, and close — all from your phone or laptop. No branch visits, no fax machines.
Personal Attention
You work directly with Josh, not a call center. Real answers from a real person who knows your file.
Licensed to Serve You
Atwood Home Loans is licensed to originate HELOCs in six states.
Ready to Get Started?
See how much equity you can access — no hard credit pull, no obligation.
See If You QualifyNot a commitment to lend. Joshua Atwood, NMLS #2323422 | United American Mortgage, NMLS #1942 | Equal Housing Opportunity | Licensed in AZ (LO-2013795), CA (DRE #01704441), FL (LO137224), ID (MLO-2082323422), TN (2323422), TX
