About Atwood Home Loans

A Broker Who Works for You

Josh Atwood brings nearly two decades of mortgage expertise and a client-first approach to help homeowners across six states unlock the equity they've built.

Joshua Atwood, mortgage broker
NMLS # 2323422
Brokerage United American Mortgage, NMLS #1942
DBA Atwood Home Loans
Licensed In CA · AZ · TX · TN · ID · FL

Meet Joshua Atwood

Josh Atwood is a licensed mortgage broker at United American Mortgage Company with almost two decades of expertise in the mortgage industry. He entered the field in 2005 right after graduating from SDSU, starting as an assistant before spending five years at a title insurance company. In 2013, he returned to mortgages with a focus on business development and marketing — and for the past several years has been originating loans for a diverse clientele ranging from first-time buyers to seasoned real estate professionals.

A standout in his field, Josh served on the board of directors for the Orange County Association of Realtors and played an integral role on a top-performing team at the number one branch of his company. His track record reflects a deep-rooted passion for real estate and an unwavering commitment to delivering exceptional financial solutions.

What sets Josh apart is his client-centric approach — going above and beyond to secure tailored solutions that meet each borrower's unique needs. Whether guiding first-time buyers or assisting seasoned investors, Josh educates, advises, and provides unmatched personal support throughout the entire process.

20
Years of Experience
6
States Licensed
1-on-1
Personal Service
No
Obligation to Apply

What Sets Atwood Apart

Transparency First

No hidden fees, no bait-and-switch rates. You'll know exactly what you're getting before you sign anything.

Education Over Sales

Josh's goal is to help you make the right decision — even if that means a HELOC isn't the right fit for you right now.

100% Digital Process

Apply, upload documents, and close — all from your phone or laptop. No branch visits, no fax machines.

Personal Attention

You work directly with Josh, not a call center. Real answers from a real person who knows your file.

Licensed to Serve You

Atwood Home Loans is licensed to originate HELOCs in six states.

CA
California
CA DRE #01704441
AZ
Arizona
LO-2013795
TX
Texas
TN
Tennessee
2323422
ID
Idaho
MLO-2082323422
FL
Florida
LO137224

Ready to Get Started?

See how much equity you can access — no hard credit pull, no obligation.

See If You Qualify

Not a commitment to lend. Joshua Atwood, NMLS #2323422 | United American Mortgage, NMLS #1942 | Equal Housing Opportunity | Licensed in AZ (LO-2013795), CA (DRE #01704441), FL (LO137224), ID (MLO-2082323422), TN (2323422), TX

Atwood Home Loans

Helping homeowners unlock the equity they've built — with speed, clarity, and care.

Licensed in CA · AZ · TX · TN · ID · FL

Ready to Get Started?

See how much equity you can access — no obligation, no hard credit pull.

(949) 355-3032See If You Qualify

© 2026 Atwood Home Loans, a DBA of United American Mortgage. All rights reserved.

Joshua Atwood, NMLS #2323422 | United American Mortgage, NMLS #1942 | Equal Housing Opportunity

Atwood Home Loans is a DBA of United American Mortgage. This is not a commitment to lend. All loans subject to credit approval, property appraisal, and underwriting guidelines. Rates and terms are subject to change without notice. Licensed to originate mortgage loans in California, Arizona, Texas, Tennessee, Idaho, and Florida.